121 Healthcare Ltd

Policy Details for Standard Life Healthcare: Primecare Super Saver

Primecare Super Saver: Policy details

Hospital charges & medical fees Therapy fees In patient cancer treat ment In patient psych iatric treat ment Consult ation before hospital stay Consult ation after hospital stay Out patient physio therapy Out patient cancer treat ment Out patient psych iatric treat ment Minor surgery by a GP Parent accomm odation Private ambul ance Home nursing NHS cash benefit Maternity benefit World wide emerg ency cover

Home page

In-patient and day-patient treatment
Nationwide network of hospitals		Choice of a nationwide hospital list or choose the hospital network list and reduce the premium by 15% An upgrade option is available for additional specialist hospitals in London Choose the hospital band or district area which is most appropriate for you and or your family to ensure you do not pay more than necessary
Hospital charges	Full refund	Day-patient hospital accommodation charges In-patient hospital accommodation charges Operating theatre charges including surgical dressings and drugs Surgical appliances needed as a vital part of an operation
Medical or surgery fees	Full refund	Surgeons and anaesthetists fees Surgical procedures performed on an in-patient or day care basis Nursing care
Therapy fees e.g physiotherapy	Full refund	Diagnostic procedures which include pathology, radiology, CT and MRI scans In-patient and day-patient physiotherapy, radiotherapy and chemotherapy
In patient cancer treatment e.g. radiotherapy and chemotherapy	Full refund	In-patient and day-patient radiotherapy and chemotherapy charges in full

Out-patient treatment
Consultation before a hospital stay	Full refund	Physicians' fees and specialist consultations up to Ł100 per policy year
Consultation after a hospital stay	Full refund	Specialist consultation must follow related in-patient treatment
Out patient physiotherapy	Annual limit: £250	In-patient, day-patient physiotherapy fees in full Out-patient treatment must follow related in-patient or day care treatment within 6 months
Out patient radiotherapy/ chemotherapy	Full refund	Diagnostic procedures which include pathology, radiology, CT and MRI scans In-/out-patient treatment including radiotherapy, chemotherapy, computerised tomography and MRI scans in full

Additional benefits
Parent accommodation if child needs an overnight stay	Full refund	The hospital's charges where it is medically necessary for a parent to accompany a child under 14 in hospital
Private Ambulance	Full refund	Private ambulance where medically necessary during the course of treatment
Cash benefit if treated by the NHS	Annual limit: £2,000	Cash benefit when you are treated in a public ward under the NHS (and not as a private patient) These benefits are only paid for overnight stays
Cover available for existing conditions		After 2 years of continuous cover from the cover start date, all pre-existing conditions may become eligible for benefit Minimum of 2 years to elapse and no medical advice or treatment has been given or advised by a specialist Under no circumstances forego any medical treatment for the pre-existing condition as advised by a specialist
Specialist consultations and diagnostics such as pathology and radiology	Full refund	Full cover in-patient and day-patient treatment Out-patient treatment full cover but must follow in-patient or day care cover received within the last 6 months
Children		Children are covered providing they remain un-married Single premium of eldest child covers all other children Children covered until age 21
Overall Policy Limit		No overall limit to claims except where particular benefits have maximum levels applied Low Cost Options Cover (when not already included) - 1. Dental Expenses, 2. Hospital Cash, 3. Personal Accident, 4. Critical Illness, all available from Standard Life

Please note: even when expressed as a full refund, all costs must be necessarily incurred and benefit will be paid in accordance with the reasonable and customary fees for the treatment received.

Guide to buying Private Medical Insurance Home page

121 Healthcare Ltd,
92 Bath Road,
Cheltenham,
GL53 7JT

121 Healthcare Ltd's Privacy Policy

The information on this site applies to UK residents only. All prices include Insurance Premium Tax at the current rate. 121 Healthcare Ltd have carefully checked all the information for accuracy. The monthly subscription rate is subject to final confirmation from your chosen health care supplier. Final rates may vary by a few pence due to rounding differences. Whilst 121 Healthcare Ltd endeavour to ensure that the information displayed is accurate, we cannot be held responsible for any inaccuracies or errors. All insurance is subject to acceptance by the health care company concerned. 121 Healthcare Ltd endeavour to respond to all e-mails within two working days. If you experience any problems on this site, please contact info@121healthcare.com or phone us on 01242 513222.