121 Healthcare Ltd

Policy Details for Norwich Union: Select Care

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Select Care: Policy details

Hospital charges & medical fees Therapy fees In patient cancer treat ment In patient psych iatric treat ment Consult ation before hospital stay Consult ation after hospital stay Out patient physio therapy Out patient cancer treat ment Out patient psych iatric treat ment Minor surgery by a GP Parent accomm odation Private ambul ance Home nursing NHS cash benefit Maternity benefit World wide emerg ency cover
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In-patient and day-patient treatment
Nationwide network of hospitals 
  • Nationwide network of hospitals
  • Choose the hospital band or district area which is most appropriate for you and or your family to ensure you do not pay more than necessary
  • Each hospital is consigned to a Postcode District - (District 1-4 incl). An individuals postcode will determine which Hospital District list applies and the corresponding premium
Hospital chargesFull refund
  • Day-patient hospital accommodation charges
  • In-patient hospital accommodation charges
  • Operating theatre charges including surgical dressings and drugs
  • Surgical appliances needed as a vital part of an operation
  • Prostheses and appliances (artificial body parts - eg. hip replacement) when implanted as an integral part of a surgical procedure
  • Intensive care, nursing care, drugs and surgical dressings
Medical or surgery feesFull refund
  • Surgeons and anaesthetists fees
  • Surgical procedures performed on an in-patient or day care basis
Therapy fees e.g physiotherapyFull refund
  • Diagnostic procedures which include pathology, radiology, CT and MRI scans
  • In-patient and day-patient physiotherapy, radiotherapy and chemotherapy
In patient cancer treatment e.g. radiotherapy and chemotherapyFull refund
  • In-patient and day-patient radiotherapy and chemotherapy charges in full
  • Consultant oncologists fees in full including treatment when received in a listed or approved hospital

Out-patient treatment
Consultation before a hospital stayFull refund
  • Expenses for specialist consultations and diagnostic procedures such as pathology and radiology
  • Physicians' fees and specialist consultations available to both in-patient and day care treatment patients
Consultation after a hospital stayFull refund
  • In the case of out-patient treatment, the policy cover is limited
  • Diagnostic tests and consultations will only qualify for payment when following or leading to related or eligible private in-/day-patient treatment
Out patient physiotherapyFull refund
  • In-patient, day-patient physiotherapy fees in full
  • Out-patient physiotherapy that directly follows in-patient treatment and is part of the original treatment is covered in full
Out patient radiotherapy/ chemotherapyFull refund
  • Diagnostic procedures which include pathology, radiology, CT and MRI scans
  • In-/out-patient treatment including radiotherapy, chemotherapy, computerised tomography and MRI scans in full

Additional benefits
Parent accommodation if child needs an overnight stayFull refund
  • The hospital's charges where it is medically necessary for a parent to accompany a child under 9 in hospital
Private AmbulanceFull refund
  • Private ambulance where medically necessary during the course of treatment
Cash benefit if treated by the NHSAnnual limit: £3,000
  • Cash benefit when you are treated in a public ward under the NHS (and not as a private patient)
  • NHS hospital cash benefit for each night spent in an NHS hospital as a non-paying patient for treatment covered by the plan
  • NHS cash benefit is not payable where an injured person has been admitted as an accident or emergency case
Maternity benefitPer child: £100
  • To qualify for complications of pregnancy and NHS child birth benefit membership must be over 10 months
Free medical help lineFull refund
  • A 24 hour advice and help line manned 365 days a year. Calls answered by qualified Doctors. Unlimited access
  • Helpline offers guaranteed access to a GP who will answer questions and offer medical advice over the phone
Specialist consultations and diagnostics such as pathology and radiologyFull refund
  • Full cover in-patient and day-patient treatment
  • Full cover for out-patient treatment when recommended by a specialist
  • Newborn children included on policy free for the first 3 months. Thereafter payable
  • Children priced on an individual basis
  • Children covered until age 21
Overall Policy Limit 
  • No overall limit to claims except where particular benefits have maximum levels applied
  • Annual travel insurance and overseas cover are available as an option to the policy
  • Pre-authorisation for treatment by phone (ClaimCall). A detailed confirmation letter will be sent within 24 hours for your use in consultations with specialists

Please note: even when expressed as a full refund, all costs must be necessarily incurred and benefit will be paid in accordance with the reasonable and customary fees for the treatment received.

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121 Healthcare Ltd,
92 Bath Road,
GL53 7JT

Telephone: 01242 513222
Fax: 01242 584008
E -Mail: info@121healthcare.com
Copyright © 2000 - 2008, 121 Healthcare Ltd

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The information on this site applies to UK residents only. All prices include Insurance Premium Tax at the current rate. 121 Healthcare Ltd have carefully checked all the information for accuracy. The monthly subscription rate is subject to final confirmation from your chosen health care supplier. Final rates may vary by a few pence due to rounding differences. Whilst 121 Healthcare Ltd endeavour to ensure that the information displayed is accurate, we cannot be held responsible for any inaccuracies or errors. All insurance is subject to acceptance by the health care company concerned. 121 Healthcare Ltd endeavour to respond to all e-mails within two working days. If you experience any problems on this site, please contact info@121healthcare.com or phone us on 01242 513222.