121 Healthcare Ltd
Policy Details for Exeter Healthcare: Exeter Care Low Cost Plan
This page contains a list of the features of the Exeter Care Low Cost Plan policy from Exeter Healthcare.
No age related premium increases after your first year's membership.
|Key benefits available to you||Notes on Benefits|
|IN-PATIENT AND |
|Hospital Charges|| Full Refund * |
up to 70 nights/
days per year
|Include accommodation, nursing, theatre fees and consumables, surgical drugs and dressing, diagnostic procedures, body scans, physiotherapy, pathology and eligible prosthesis for treatment at a hospital within the level selected from the Hospital Choice List.|
|Specialist Services||Full Refund*||Surgeon's, anaesthetist's and physician's fees for in-patient or day-patient treatment.|
|Out of Band Benefit||£200 per|
|When: (1) Members with Level 2 cover are treated in Level 1 hospital; (2) the hospital is not included on the Hospital Choice List; or (3) treatment is received outside the United Kingdom; this is the daily benefit payable in respect of all hospital charges as defined above.|
|Consultation with a Specialist and Diagnostic Tests||£275 per year||When related to in-patient or day patient treatment.|
|Radiotherapy/Chemotherapy||£10,000 per year||For specialist and/or hospital charges (when undertaken within your chosen level).|
|Minor Surgical Procedures||£250 per year||When undertaken at the Specialist's consulting rooms.|
|Hospital Cash Benefit||£100 per night||Up to a maximium £2000|
|Hospice donation||£250 per year||Paid as a donation to the hospice (irrespective of length of stay) if the patient required admission for care.|
|Cover Abroad||£5,000 per year||Benefit is available when temporarily abroad (excluding USA/Bahamas) on holiday or business trips. Your usual entitlement to benefit applies but hospital charges are restricted to the Out of Band Benefit limit.|
|Please Note: Even when expressed as a full refund, all costs must be necessarily incurred and benefit will be paid in accordance with the reasonable and customary fees for the treatment received.|
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The information on this site applies to UK residents only. All prices include Insurance Premium Tax at the current rate. 121 Healthcare Ltd have carefully checked all the information for accuracy. The monthly subscription rate is subject to final confirmation from your chosen health care supplier. Final rates may vary by a few pence due to rounding differences. Whilst 121 Healthcare Ltd endeavour to ensure that the information displayed is accurate, we cannot be held responsible for any inaccuracies or errors. All insurance is subject to acceptance by the health care company concerned.